When I got married, my wife and I were so excited to start our life together. We were independent from our parents, we were finally allowed to stay indoors after curfew, we were excited to face the world — and we were slapped in the face by unexpected school expenses within a week or two,… Read More


In 3 Nephi 15, the Lord announces that the Law of Moses has been fulfilled in Him. He has accomplished all its requirements, and its performances in large part are done away. The law of Moses was a behavioral discipline. But we know that, as President Packer said, the gospel of Jesus Christ has greater… Read More


7:30 already? “Crap,” I exclaimed groggily as I stretched my protesting leg muscles beneath the tangled sheets. My roommate’s alarm clock sounded like canon fire from the bunk above my head. “Good morning,” he grumbled in his characteristic pseudo-drunk, pseudo-French accent (paying daily homage to his favorite movie, The Brothers Bloom). I returned the salutation in like manner… Read More


For me, the question of whether or not living a religious lifestyle benefits marriage can only be answered in the affirmative. I have seen many people I love struggle through and end their marriages when their previously-strong commitment to God waned; it seems that losing faith in Him starts people on the path of losing… Read More


Craig Israelsen’s 7Twelve: A Diversified Investment Portfolio with a Plan is an excellent read about a very well-thought-out investment portfolio. Dr. Israelsen named the portfolio “7Twelve” after its components: seven asset classes divided into a total of twelve funds. This, he said, is how an investor can gain investment breadth as well as depth. In… Read More


I’ve been enrolled in a family finance class for the past few months at Brigham Young University.  I can’t begin to say how important this experience has been for me; I know it’s vital to live within our means & to be wise in all things over which we are stewards, especially money. Here are a few… Read More


First, thank you for all your support so far! I’ve had a lot of visitors here and a few generous helpers, and you don’t know how much I truly appreciate it. Second, we have a few new shirt designs: Available here for $14.19.   This one’s available here, and at $12.80 is the least expensive option available so far.… Read More


I’m a college student right now, preparing to audition for the school of music in the coming months. My main instrument is the mandolin (of course!) and I’m working right now to raise money for a better instrument prior to my audition. As of now, I have a beginner-model Kentucky A5 that is great for… Read More


The Richest Man in Babylon has become one of my favorite books. My dad traditionally gives it to each member of our family as we graduate high school, and I can see why: it’s exceptionally inspiring and teaches well many important financial principles. Its use of parables to teach these principles is something I find… Read More


Please excuse my likely cliché pick for a favorite thought, but President Monson said it best when he said (and has now frequently repeated) that “Decisions determine destiny.” So often we feel that we are being blown about by the winds of chance and tribulation, like we’re but objects in some weird cosmic toy box… Read More